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What You Need to Know About Car Accident Claims

It is important to be aware of the claims process if you are involved in a car accident to help in raising your awareness and understanding on car accident claims process, and hiring a personal injury lawyer can help you to know how exactly the process works. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. The reporting must be done within seven days in an ideal setting, but if you are unable to do so, report it as soon as you can because there is a time frame followed by insurance companies and statute of limitations as indicated by the law to file and approve claims, and failure to report the car accident within a reasonable amount of time may deny or null your claim.

When you call your insurance agent or insurance company, be prepared to supply basic information and as much information as possible such as the name insurance policy number, the details of the vehicle (model, make, registration, and license plate number), and details of the accident (time, date, location, the other driver’s name and license numbers, extent of injuries, number of passengers involved, extent of vehicle damage, identification numbers and license plates of other vehicles involved, and description of the accident). A car accident attorney can help you in understanding the coverage of your insurance policy along with your insurance agent. Once the car accident claim has been reported, you’ll be contacted by your insurance company’s claim adjuster via telephone or meet you in person so you can complete the Proof of Loss form, a sworn statement to support your claim. While the claim’s adjuster can assist you on the entire claims process and explain to your the coverage of your insurance policy, having a car accident lawyer by your side gives you an assurance that you receive the right compensation for your damages. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.

Whether it is partial or full, someone is always determined to be the one at fault on any car accident. To help your insurance company provide the right claim’s treatment and consistent injury treatment, your insurance company base it on the Fault Determination Rules. The role of a personal injury lawyer is very important in any claims process, most especially if the insurance company seems trying to get away with its responsibilities or denying your claim. Get an initial free legal consultation about your personal injury claim by visiting our website or homepage now. We can help you with your personal injury claim through the help of our expert and experienced lawyers.

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